:root{--navy:#07152d;--navy2:#0c2347;--gold:#c9a54a;--gold2:#e1c46f;--ink:#172235;--muted:#667387;--line:#e5e9ef;--soft:#f5f7fa;--white:#fff;--max:1180px;--shadow:0 18px 50px rgba(10,29,55,.09);--radius:16px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.68;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto}.container{width:min(var(--max),calc(100% - 40px));margin:auto}.skip-link{position:absolute;left:-9999px;top:auto}.skip-link:focus{left:12px;top:12px;background:#fff;padding:10px 14px;z-index:1000;border:2px solid var(--gold)}:focus-visible{outline:3px solid rgba(201,165,74,.6);outline-offset:3px}
.topbar{background:#041022;color:#c8d3e3;font-size:12px}.topbar-inner{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:8px 0}.topbar a:hover{color:#fff}.site-header{position:sticky;top:0;z-index:50}.nav{background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav-inner{height:84px;display:flex;align-items:center;gap:22px}.brand{display:flex;align-items:center;margin-right:auto}.brand img{width:245px;height:auto;display:block}.nav-links{display:flex;align-items:center;gap:20px;font-size:13px;font-weight:700;color:#2c3b53}.nav-links a:hover{color:#926c17}.nav-whatsapp{white-space:nowrap}.menu-button{display:none;width:42px;height:42px;border:1px solid var(--line);background:#fff;border-radius:8px;padding:9px}.menu-button span{display:block;height:2px;background:var(--navy);margin:5px 0}.mobile-menu{background:#fff;border-top:1px solid var(--line);box-shadow:0 12px 30px rgba(7,21,45,.12)}.mobile-menu .container{display:grid;padding:8px 0 18px}.mobile-menu a{padding:11px 4px;border-bottom:1px solid var(--line);font-weight:700}.mobile-menu .mobile-wa{color:#805f18}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border-radius:7px;font-size:14px;font-weight:800;border:1px solid transparent;transition:.18s}.btn:hover{transform:translateY(-1px)}.btn-gold{background:var(--gold);color:#07152d}.btn-navy{background:var(--navy);color:#fff}.btn-outline{border-color:#cbd3df;background:#fff;color:var(--navy)}.btn-light{background:#fff;color:var(--navy)}.btn-ghost{border-color:rgba(255,255,255,.35);color:#fff;background:transparent}
.hero{background:radial-gradient(circle at 78% 16%,rgba(201,165,74,.18),transparent 27%),linear-gradient(125deg,#05132b,#0b2348 62%,#11325f);color:#fff;padding:92px 0 80px}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:68px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:11px;font-weight:850;color:#9a7420;margin-bottom:13px}.hero .eyebrow,.cta .eyebrow,.panel .eyebrow{color:var(--gold2)}h1,h2,h3{margin-top:0;color:var(--navy)}.hero h1,.page-hero h1{font-family:Georgia,serif;font-weight:500;line-height:1.08;letter-spacing:-.025em}.hero h1{color:#fff;font-size:clamp(42px,5.5vw,70px);max-width:900px;margin-bottom:22px}.hero p{font-size:18px;color:#d6e0ee;max-width:760px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:27px}.trust-row{display:flex;flex-wrap:wrap;gap:9px;margin-top:30px}.trust-row span{font-size:12px;color:#d2dbea;border:1px solid rgba(255,255,255,.15);padding:6px 10px;border-radius:999px}.hero-panel{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.13);padding:30px;border-radius:var(--radius);box-shadow:0 20px 60px rgba(0,0,0,.12)}.hero-panel h2{color:#fff;font-family:Georgia,serif;font-weight:500;font-size:31px}.hero-panel p{font-size:15px;color:#cbd6e7}.text-link{color:#8a691d;font-weight:800;font-size:13px}.hero .text-link,.card-dark .text-link{color:var(--gold2)}
.breadcrumbs{background:#f7f9fb;border-bottom:1px solid var(--line);font-size:12px;color:#6b7789}.breadcrumbs .container{padding:11px 0}.breadcrumbs a:hover{color:#8a691d}.breadcrumbs .sep{padding:0 8px;color:#aab2bf}.page-hero{background:linear-gradient(125deg,#f3f6f9,#fff);padding:66px 0 58px;border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(40px,5vw,62px);margin-bottom:16px}.page-hero p{max-width:850px;color:var(--muted);font-size:18px}.page-hero .btn-outline{background:transparent}
.section{padding:82px 0}.section.alt{background:var(--soft)}.section-compact{padding:55px 0}.section-head{max-width:790px;margin-bottom:36px}.section-head h2,.split h2,.prose h2{font-family:Georgia,serif;font-weight:500;font-size:clamp(31px,4vw,44px);line-height:1.16;margin-bottom:12px}.section-head p{font-size:17px;color:var(--muted)}.grid{display:grid;gap:18px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:27px;box-shadow:0 5px 16px rgba(10,29,55,.035);transition:.18s}.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#d5c18a}.card h2,.card h3{font-family:Georgia,serif;font-weight:500;font-size:25px;line-height:1.18;margin:7px 0 10px}.card p{color:var(--muted);font-size:14px}.card-dark{background:var(--navy);border-color:var(--navy)}.card-dark h3,.card-dark p{color:#fff}.card-dark p{color:#cbd6e7}.kicker{text-transform:uppercase;letter-spacing:.12em;font-size:10px;color:#94701f;font-weight:850}.jurisdiction-card p{min-height:48px}.section-action{margin-top:28px}.split{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:start}.panel{background:var(--navy);color:#fff;padding:34px;border-radius:var(--radius)}.panel h2,.panel h3{color:#fff;font-family:Georgia,serif;font-weight:500}.panel h3{font-size:28px}.panel p,.panel li{color:#cfdaea}.panel ul{padding-left:19px}.panel-light{background:#eef2f7;color:var(--ink)}.panel-light h3{color:var(--navy)}.panel-light li{color:#4f5f75}.check-list{list-style:none;padding:0;margin:18px 0}.check-list li{position:relative;padding:7px 0 7px 27px}.check-list li:before{content:"✓";position:absolute;left:0;color:#a47d22;font-weight:900}.prose{max-width:860px}.prose p,.prose li{color:#4f5d70}.prose h2{margin-top:38px}.prose h2:first-child{margin-top:0}.prose h3{font-size:22px;margin-top:26px}.notice{margin-top:26px;border-left:4px solid var(--gold);padding:18px 21px;background:#fffaf0;color:#5b4a23}.fact-card{border-top:3px solid var(--gold);background:#fff;padding:20px;border-radius:8px;box-shadow:0 3px 12px rgba(10,29,55,.04)}.fact-card strong{display:block;color:var(--navy);margin-bottom:4px}.fact-card span{font-size:13px;color:var(--muted)}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.comparison-table{border-collapse:collapse;width:100%;min-width:1150px}.comparison-table th,.comparison-table td{padding:15px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top;font-size:13px}.comparison-table thead th{background:var(--navy);color:#fff;font-weight:800}.comparison-table tbody th{background:#f9fafc;color:var(--navy);min-width:150px}.comparison-table a{text-decoration:underline;text-underline-offset:3px}.faq-list{max-width:920px}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;padding:19px 0;font-weight:800;color:var(--navy);font-size:16px}.faq-list details p{color:var(--muted);margin:0 0 20px}.source-section{border-top:1px solid var(--line)}.source-list{padding-left:18px}.source-list a{text-decoration:underline;text-underline-offset:3px}.source-note{font-size:12px;color:#7a8494}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.contact-card{border:1px solid var(--line);border-radius:var(--radius);padding:31px;background:#fff}.contact-card h2{font-family:Georgia,serif;font-weight:500;font-size:32px}.contact-card a{text-decoration:underline;text-underline-offset:3px}
.cta{background:linear-gradient(125deg,#07152d,#0c2852);color:#fff;padding:68px 0}.cta-grid{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:center}.cta h2{font-family:Georgia,serif;color:#fff;font-weight:500;font-size:clamp(34px,4vw,48px);line-height:1.15;margin-bottom:9px}.cta p{color:#cbd7e7;max-width:760px}.cta-actions{display:flex;flex-direction:column;gap:10px;min-width:210px}.footer{background:#030c1a;color:#adbacd;padding:58px 0 22px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.15fr;gap:46px}.footer-about img{width:250px}.footer h2{font-family:inherit;color:#fff;font-size:12px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:14px}.footer p{font-size:13px;line-height:1.7}.footer a{display:block;color:#aebbd0;font-size:13px;padding:4px 0}.footer a:hover{color:#fff}.footer-slogan{font-size:10px;letter-spacing:.14em;font-weight:850;color:var(--gold2);margin-top:17px}.footer-bottom{border-top:1px solid #1e2c45;margin-top:40px;padding-top:18px;display:flex;justify-content:space-between;gap:25px;font-size:11px;color:#718198}.footer-bottom span:last-child{max-width:620px;text-align:right}
@media(max-width:1080px){.nav-links{gap:13px}.nav-links a{font-size:12px}.brand img{width:210px}.nav-whatsapp{padding:10px 12px}}
@media(max-width:930px){.nav-links,.nav-whatsapp{display:none}.menu-button{display:block}.hero-grid,.split,.cta-grid{grid-template-columns:1fr}.grid-4{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.cta-actions{flex-direction:row}.hero{padding:72px 0}.site-header{top:0}}
@media(max-width:620px){.container{width:min(var(--max),calc(100% - 28px))}.topbar{display:none}.nav-inner{height:70px}.brand img{width:190px}.hero{padding:58px 0}.hero h1{font-size:42px}.hero p,.page-hero p{font-size:16px}.page-hero{padding:48px 0 43px}.page-hero h1{font-size:39px}.section{padding:58px 0}.grid-2,.grid-3,.grid-4,.contact-grid{grid-template-columns:1fr}.jurisdiction-card p{min-height:0}.cta-actions{flex-direction:column}.footer-grid{grid-template-columns:1fr}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:8px;text-align:left!important}.mobile-menu .container{padding-bottom:14px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}


/* V9 design refresh inspired by the original V1 look */
body{background:#fcfdff}
.topbar{background:#061226;border-bottom:1px solid rgba(255,255,255,.06)}
.site-header{box-shadow:0 10px 34px rgba(5,19,43,.05)}
.nav{background:rgba(255,255,255,.985)}
.btn{border-radius:999px;padding:13px 20px}
.btn-gold{box-shadow:0 12px 28px rgba(201,165,74,.22)}
.hero-home{padding:104px 0 92px;position:relative;overflow:hidden}
.hero-home:before{content:"";position:absolute;inset:auto auto -80px -60px;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,rgba(201,165,74,.18),transparent 70%)}
.hero-home:after{content:"";position:absolute;top:-120px;right:-60px;width:380px;height:380px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.12),transparent 68%)}
.hero-home .hero-grid{align-items:stretch}
.hero-home h1{max-width:760px}
.hero-stack{display:grid;gap:16px}
.hero-stack-primary{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.16);padding:34px;border-radius:22px;box-shadow:0 25px 70px rgba(0,0,0,.18);backdrop-filter:blur(8px)}
.hero-stack-primary h2{color:#fff;font-family:Georgia,serif;font-size:34px;font-weight:500;margin:0 0 12px}
.hero-stack-primary p{font-size:15px;color:#cfdbeb;margin-bottom:12px}
.hero-stack-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.hero-mini-card{background:#fff;color:var(--navy);padding:20px;border-radius:18px;border:1px solid rgba(255,255,255,.35);box-shadow:0 15px 42px rgba(5,19,43,.18)}
.hero-mini-card strong{display:block;font-size:16px;line-height:1.35;font-family:Georgia,serif;font-weight:500}
.mini-label{display:block;text-transform:uppercase;letter-spacing:.12em;font-size:10px;color:#8f6c1d;font-weight:850;margin-bottom:8px}
.stat-band{padding-top:0;margin-top:-28px;position:relative;z-index:3}
.mini-stats{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:22px;padding:16px;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.mini-stat{padding:14px 16px;border-right:1px solid var(--line)}
.mini-stat:last-child{border-right:0}.mini-stat strong{display:block;font-size:30px;font-family:Georgia,serif;color:var(--gold)}.mini-stat span{display:block;font-size:13px;color:var(--muted);max-width:220px}
.section-head h2{position:relative;padding-bottom:18px}.section-head h2:after,.split h2:after,.prose h2:after{content:"";display:block;width:72px;height:3px;background:linear-gradient(90deg,var(--gold),transparent);margin-top:15px;border-radius:999px}
.feature-card,.highlight-card,.jurisdiction-card{position:relative;overflow:hidden}
.feature-card:before,.highlight-card:before,.jurisdiction-card:before,.contact-card:before{content:"";position:absolute;left:0;top:0;width:100%;height:4px;background:linear-gradient(90deg,var(--gold),#f1deae)}
.highlight-grid .card{min-height:250px}
.highlight-card{background:linear-gradient(180deg,#fff,#fbfcff)}
.compact-jurisdiction-grid{margin-top:18px}
.compact-jurisdiction-grid .card{padding:24px}.compact-jurisdiction-grid h3{font-size:22px}.compact-jurisdiction-grid p{margin:0}
.split-premium{align-items:center}
.premium-panel{box-shadow:0 30px 60px rgba(7,21,45,.16)}
.workflow-list{display:grid;gap:14px;margin:22px 0 26px}.workflow-list div{display:grid;grid-template-columns:40px 1fr;gap:14px;align-items:center;padding:12px 0;border-top:1px solid rgba(255,255,255,.12)}.workflow-list div:first-child{border-top:0;padding-top:0}.workflow-list strong{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:rgba(255,255,255,.12);color:var(--gold2);font-family:Georgia,serif;font-size:19px}.workflow-list span{color:#d2deee}
.process-flow{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.process-step{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 8px 22px rgba(10,29,55,.04)}.process-step strong{display:inline-flex;width:48px;height:48px;border-radius:50%;align-items:center;justify-content:center;background:#fff8e8;color:#8d691a;font-family:Georgia,serif;font-size:20px;margin-bottom:18px}.process-step h3{font-family:Georgia,serif;font-weight:500;font-size:24px;margin-bottom:10px}.process-step p{font-size:14px;color:var(--muted)}
.page-hero{position:relative;overflow:hidden;background:radial-gradient(circle at 88% 16%,rgba(201,165,74,.18),transparent 20%),linear-gradient(125deg,#f7f9fc,#ffffff)}
.page-hero:after{content:"";position:absolute;right:-70px;bottom:-110px;width:280px;height:280px;border-radius:50%;background:radial-gradient(circle,rgba(201,165,74,.14),transparent 68%)}
.page-hero .container{position:relative;z-index:1}
.card,.contact-card,.fact-card,.hero-panel,.panel{border-radius:20px}
.card{padding:29px;border-color:#e9edf4}.card p{font-size:14.5px;line-height:1.72}
.card h2,.card h3{font-size:26px}
.section.alt{background:linear-gradient(180deg,#f6f8fb,#f9fbfd)}
.faq-list details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 18px;margin-bottom:12px;box-shadow:0 5px 16px rgba(10,29,55,.03)}
.faq-list details[open]{border-color:#dcc88b;box-shadow:0 15px 28px rgba(10,29,55,.05)}
.faq-list summary{padding:18px 0}
.cta{position:relative;overflow:hidden}.cta:before{content:"";position:absolute;right:-140px;top:-80px;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.11),transparent 68%)}
.footer{padding:74px 0 28px}.footer-grid{grid-template-columns:1.45fr 1fr 1fr 1.15fr;gap:60px}.footer-about img{margin-bottom:10px}.footer p{max-width:360px}.footer a{line-height:1.6}.footer h2{margin-bottom:18px}.footer-bottom{margin-top:54px}
@media(max-width:930px){.hero-stack-grid,.process-flow,.mini-stats{grid-template-columns:1fr 1fr}.mini-stat:nth-child(2){border-right:0}.footer-grid{gap:34px}}
@media(max-width:620px){.hero-home{padding:72px 0 58px}.hero-stack-grid,.mini-stats,.process-flow{grid-template-columns:1fr}.mini-stat{border-right:0;border-bottom:1px solid var(--line)}.mini-stat:last-child{border-bottom:0}.stat-band{margin-top:-8px}.section-head h2:after,.split h2:after,.prose h2:after{width:58px}.footer{padding-top:58px}}

/* Final merge: V9 content + V1 visual system */
:root{--navy:#07182f;--navy2:#0d2749;--gold:#c9a24b;--gold2:#e0c477;--ink:#172033;--muted:#687386;--line:#e7eaf0;--soft:#f7f8fa;--shadow:0 20px 60px rgba(7,24,47,.10);--radius:20px}
.container{width:min(1160px,92%)}
.topbar{background:#041022;color:#cfd8e6;font-size:13px}.topbar-inner{padding:8px 0}
.nav-inner{height:78px}.brand img{width:225px}.nav-links{gap:19px;font-size:13px}.nav-whatsapp{background:var(--navy);color:#fff;box-shadow:none}
.btn{padding:13px 21px;border-radius:999px;font-weight:700}.btn-gold{background:var(--gold);color:#07182f}.btn-navy{background:var(--navy);color:#fff}
.hero,.hero-home{background:radial-gradient(circle at 78% 22%,rgba(201,162,75,.20),transparent 30%),linear-gradient(135deg,#06162d 0%,#0a2344 60%,#102f55 100%)}
.hero-home{padding:105px 0 95px}.hero-grid{grid-template-columns:1.15fr .85fr;gap:70px}.hero h1{font-size:clamp(43px,5vw,70px);line-height:1.06}.hero p{color:#d7e0ec}.hero-stack-primary,.hero-panel{border-radius:24px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14)}
.page-hero{background:radial-gradient(circle at 82% 20%,rgba(201,162,75,.18),transparent 27%),linear-gradient(135deg,#06162d 0%,#0a2344 64%,#102f55 100%);color:#fff;border-bottom:0;padding:74px 0 66px}.page-hero h1{color:#fff}.page-hero p{color:#d7e0ec}.page-hero .eyebrow{color:var(--gold2)}.page-hero .btn-outline{border-color:rgba(255,255,255,.28);color:#fff}.breadcrumbs{background:#f7f8fa}
.section{padding:92px 0}.section.alt{background:var(--soft)}.section-head{margin-bottom:42px}.section-head h2,.split h2,.prose h2{color:var(--navy);line-height:1.12}.eyebrow{letter-spacing:.16em;font-size:12px;color:#9b762c;font-weight:750}
.card,.contact-card{border-radius:18px}.card{padding:25px}.card:hover{border-color:#d8c38d}.panel{border-radius:20px}.fact-card{border-radius:14px}
.cta{padding:76px 0;background:linear-gradient(135deg,#c9a24b,#e1c67d);color:#07182f}.cta:before{background:radial-gradient(circle,rgba(255,255,255,.22),transparent 68%)}.cta .eyebrow{color:#614915}.cta h2{color:#07182f}.cta p{color:#28344a}.cta .btn-gold{background:var(--navy);color:#fff;box-shadow:none}.cta .btn-light{background:#fff;color:var(--navy)}
.footer{background:#030c1a;color:#adbacd}.footer-slogan{color:var(--gold2)}
@media(max-width:930px){.hero-grid{grid-template-columns:1fr;gap:42px}.section{padding:72px 0}}
@media(max-width:620px){.container{width:min(1160px,calc(100% - 28px))}.nav-inner{height:70px}.brand img{width:190px}.hero-home{padding:68px 0 58px}.page-hero{padding:58px 0 52px}.section{padding:58px 0}.cta{padding:58px 0}}